Are you ready for your home loan application?
The home loan application requires personal and financial information. Knowing and having everything you need ahead of time helps the process move along more smoothly for you.
Be prepared to provide the following to your lender:
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- Addresses of residences for the past 2 years
- Social Security number
- Drivers License or other Valid ID
- Names and addresses of employers for the last 2 years
- 1 month worth of pay stubs showing year-to-date earnings
- Federal tax returns for the last 2 years
- W-2’s for last 2 years
- Last two months bank statements for all checking and savings accounts
- Real estate loans: names, addresses, account numbers, and payment amounts on all loans
- Credit cards: names, addresses, account numbers, and payment amounts on all credit cards
- Addresses and values of other real estate owned
- Value of personal property: Your best estimate of the value of all your personal property (autos, boats, furniture, jewelry, TVs, stereo, computer, other electronics etc)
- Divorce decree if applicable
- Funds to pay upfront for the credit report and appraisal
- For a VA loan, Certificate of Eligibility or DD214s
By the way, if you'd like to discuss how you can take advantage of all the great opportunities in this market feel free to call at (480) 430-9761 or click here and let's talk.